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Acceptable Use Policy

1. Introduction

This Acceptable Use Policy ("Policy") outlines the prohibited activities and content when using Swift Pay services.

2. Prohibited Activities

Users must not use Swift Pay services to:

  • Engage in illegal activities
  • Transmit harmful or malicious content
  • Infringe on intellectual property rights
  • Engage in fraudulent or deceptive practices

3. Prohibited Businesses

Swift Pay prohibits the use of its services for businesses involved in:

  • Adult content
  • Gambling
  • Weapons and firearms
  • Illegal drugs
  • Counterfeit goods

For a comprehensive list, please refer to our Merchant Terms.

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Swift Pay empowers tourists to pay like locals in Thailand—load funds with your international card and enjoy seamless PromptPay QR payments, no Thai bank account needed.

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Legal Disclaimer:
Swift Pay operates as a licensed e-wallet service provider in Thailand, authorized by the Ministry of Finance and regulated by the Bank of Thailand. Our platform enables users to load funds via Visa, MasterCard, or bank transfers, which are securely held by third-party payment processors. Users can make payments to local merchants in Thailand through the PromptPay system. Swift Pay does not provide banking, remittance, or currency exchange services. We do not allow peer-to-peer transfers, cash withdrawals, or payments to restricted businesses. Transactions related to gambling, adult services, weapons, drugs, cryptocurrency, financial services, or any prohibited activities are strictly not supported. Merchant availability, promotions, and discounts are subject to change without prior notice. Refunds, chargebacks, and disputes must be resolved directly with the respective merchants and payment processors. By using Swift Pay, you agree to our Terms of Service, Privacy Policy, and Acceptable Use Policy.