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About Swift Pay

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Thailand Pays with PromptPay. Now You Can Too.

Imagine this—you’re in Thailand, ready to dive into the street food scene, shop in vibrant markets, and explore the nightlife. But there’s a catch. Most places only take cash or PromptPay.

No cash? No Thai bank account? That’s where Swift Pay comes in.

With Swift Pay, you can pay like a local—without needing a Thai bank account. Load funds using Visa, MasterCard, or bank transfer, scan a PromptPay QR, and pay instantly at millions of Thai businesses—from bustling night markets to cozy cafes.

Why Swift Pay?

  • No Cash? No Problem. Most merchants only accept cash or PromptPay QR. Now you can use PromptPay, just like locals do.
  • No Thai Bank Account Needed. Tourists can’t easily open Thai bank accounts—but you don’t need one with Swift Pay.
  • Top Up in Seconds. Load your wallet with Visa, MasterCard, or bank transfer and start spending.
  • Accepted Everywhere. Use PromptPay QR at 99% of Thai businesses—restaurants, shops, hotels, and more.
  • Seamless & Secure. Transactions are processed through our trusted payment partners, so you can pay with confidence.

Why We Started Swift Pay

We’ve traveled. We’ve struggled. We’ve been those tourists stuck fumbling for cash while locals zipped through payments with their phones. Every café, street food stall, and market had the same story:

“Cash or PromptPay.”

But PromptPay was off-limits unless you had a Thai bank account. And getting one? Nearly impossible for tourists.

So, we built Swift Pay to fix that.

With Swift Pay, you don’t need a Thai bank account to pay like a local. Just top up with your Visa, MasterCard, or bank transfer, scan a PromptPay QR, and go about your trip without worrying about cash ever again.

No More Cash Hassles. No More Tourist Struggles.

Enjoy Thailand the way it’s meant to be—seamlessly.

Download Swift Pay and pay like a local today.

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Get Swift Pay •
Get Swift Pay •
Get Swift Pay •
Get Swift Pay •
Get Swift Pay •
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Swift Pay empowers tourists to pay like locals in Thailand—load funds with your international card and enjoy seamless PromptPay QR payments, no Thai bank account needed.

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Legal Disclaimer:
Swift Pay operates as a licensed e-wallet service provider in Thailand, authorized by the Ministry of Finance and regulated by the Bank of Thailand. Our platform enables users to load funds via Visa, MasterCard, or bank transfers, which are securely held by third-party payment processors. Users can make payments to local merchants in Thailand through the PromptPay system. Swift Pay does not provide banking, remittance, or currency exchange services. We do not allow peer-to-peer transfers, cash withdrawals, or payments to restricted businesses. Transactions related to gambling, adult services, weapons, drugs, cryptocurrency, financial services, or any prohibited activities are strictly not supported. Merchant availability, promotions, and discounts are subject to change without prior notice. Refunds, chargebacks, and disputes must be resolved directly with the respective merchants and payment processors. By using Swift Pay, you agree to our Terms of Service, Privacy Policy, and Acceptable Use Policy.