How it Works

Spend Smarter in Thailand with Swift Pay
Swift Pay makes payments effortless. Download, load funds, and pay—it's that simple.

1. Download Swift Pay App

Get the app from the App Store or Google Play and set up your account in minutes.

2. Load Your Wallet

Top up your balance using Visa, MasterCard, or bank transfer instantly.

3. Pay Instantly

Scan PromptPay QR codes at millions of merchants across Thailand.—just tap, scan, and go.

4. Enjoy Discounts

Unlock special merchant discounts and deals when you pay with Swift Pay.

Frequently asked questions

What is Swift Pay?

Swift Pay is a licensed e-wallet in Thailand, allowing travelers to pay like a local using PromptPay QR—no cash, no hassle.

How does Swift Pay work?

Load your Swift Pay wallet with Visa, MasterCard, or bank transfer, then scan & pay at millions of businesses across Thailand.

Why do I need Swift Pay in Thailand?

Most locals use PromptPay QR instead of cash. With Swift Pay, you can pay the same way—fast, secure, and widely accepted.

How can I communicate if I don’t speak Thai?

Swift Pay includes a built-in translator to help you shop, dine, and explore with ease.